guide to getting a kentucky mortgage in 2020

Kentucky is beautiful. Full stop. Who wouldn’t want to live here?

From the vibrant greens of Central Kentucky’s rolling hills to the extensive cave systems of Mammoth State Park, the state is a stunning and fascinating place to call home, with a lot of to offer potential home buyers.

Over 20 percent of the population resides in or near the state’s two largest urban centers - Louisville and Lexington. Lexington in particular is a great place to start your home search - no bias there.

But, an important first step on the journey to home ownership for many of us is the mortgage. It’s a common word that gets thrown around in casual conversation often, but what does it really mean and how to do you go about getting one.

Well, you’ve come to the…

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tuscany neighborhood at night in lexington, kentucky

The Tuscany neighborhood on the east side of Lexington is perfectly positioned between the urban core of the city, and the wide-open Kentucky countryside.

The high-end development is just 5 miles away from the core of Lexington. Neighborhood residents also enjoy gorgeous views of the green, gentle rolling hills that this area of Central Kentucky is best known for from their position on the outskirts of town.

Tuscany is a newer community, so it’s a great opportunity to get into a new construction or pre-construction home. The available Tuscany real estate is primarily 2-5 bedroom homes with finished basements and many other great features. Among these homes most popular features are large, gourmet kitchens with custom-built maple cabinets and…

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Lexington and the surrounding Central Kentucky landscape are well known for rolling hills and sprawling farmland. Condos don’t generally immediately leap to mind.

But, the city of Lexington is without a doubt a major urban community in Kentucky.

The city has established itself as a major center for business and commerce - a thriving, young culture has grown with it.

Lexington is now a dynamic community and a major city in the area. And just like any major city across the country, condos are the residence of choice in the urban core of the city.

The reasons are clear. The low-maintenance lifestyle is naturally attractive to many and numerous amenities are always close at hand. One step out your front door and you’re immediately at the…

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popular architectural home styles in lexington, kentucky

The city of Lexington and the surrounding communities owe a lot to the colonial past of the region.

This heritage is literally in the DNA of the landscape and imprinted in the architectural styles of the buildings themselves. Without a doubt the architectural styles best represented and found most common throughout the region pay a huge debt to early America and colonialism.

Of course, Central Kentucky is well known for its wonderfully preserved historic sites, iconic estates and civil war memorials but beautiful design features can be found in the character homes that enter the market each day!

Join us as we explore a collection of the most iconic and quintessentially Kentuckian architectural and home styles in and around Lexington, KY.

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historic building in downtown lexington, ky

North Limestone in downtown Lexington is a dynamic neighborhood that is as varied as it is historic.

Once the industrial hub that powered the city, here you can find historic homes, art studios, restaurants and more. North Limestone also houses city hall and a wide range of housing from modern condos, to character houses. Residents here enjoy some of the city's coolest hang outs and meeting places.

We list our top 4 below.

North Lime Coffee & Donuts

When you combine coffee and donuts, something magical happens.

North Lime Coffee & Donuts pairs the best of both, with hand crafted gourmet donuts and locally roasted coffee. All the donuts are baked fresh everyday, and come in a number of tasty offerings from savory Maple Bacon, to the…

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the ultimate checklist for moving to kentucky

Kentucky has a lot going for it.

The Bluegrass state is renowned for rolling green fields, black wooden fences and champion thoroughbred horses, but there is so much more to the state than that. Despite its moniker, Kentucky is home to wildly diverse climates that can be categorized into 5 distinct areas.

As long as you do your research, you’ll be alright. Local Kentuckians are friendly and welcoming to a fault, so they’d be more than happy to help you get acclimatized.

And we're also here to answer any questions you may have.

Just remember, it’s bourbon out here, not whiskey. Fully 95 per cent of the world’s bourbon is made here, and we’re proud of that fact.

Are you ready to make the move? Here’s your ultimate checklist for moving to…

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The city of Lexington is renowned as the center of Kentucky’s infamous Bluegrass region. It’s well known for its Thoroughbred horses and best-in-the-world equestrian facilities.

While Lexington may be among the best-known cities in Kentucky (aside from possibly Louisville), it’s certainly not the only horse in the race.

The Bluegrass region and the area around Lexington is populated with numerous small towns that exude an invigorating and unmistakable charm.

Let’s take a moment to give these 4 quaint small towns near Lexington their moment in the sun.

Danville

Danville is consistently ranked among the 100 best small towns across America - and its easy to see why.

Established in 1787, Danville is conveniently situated at the…

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Founded back in 1774, a glance around Harrodsburg is to glimpse America’s colonial past.

Not only does Harrodsburg hold the distinction of being Kentucky’s oldest European settlement, it’s also the first permanent settlement west of the Allegheny Mountains.

This rich heritage is apparent everywhere you look, from the historic downtown core, on the National Registrar of Historic Place, to the beautiful character of its oldest architecture.

The city is found deep in the infamous Bluegrass region of Kentucky. The gentle rolling hills are extenuated by the sprawling farmland and charming white, wood fences. The countryside is this corner of the state is absolutely stunning and the people are just as friendly.

Choosing a life in the charming…

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Who was St. Patrick?

Saint Patrick was the patron saint of Ireland. He is credited with spreading Christianity throughout Ireland. Hence the Christian celebration of his life and name.

St. Patrick’s Day is officially observed on March 17th each year, though celebrations may not be limited to this date. The significance of March 17th is that it’s said to be the date of St. Patrick’s death in the late 5th century.

Why is the Shamrock associated with St. Patrick’s Day?

Legend says St. Patrick used its three leaves to explain the Holy Trinity in his teachings. However, there is no direct record that Saint Patrick actually used the shamrock as a teaching tool.

 

The Lexington St. Patrick’s Parade is Saturday, March 14th.

This is a…

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Lexington, KY Open House

When selling your home, one of the best ways to market it is to host an open house.

Open houses attract all kinds of potential buyers to your home so they can see it in person. By seeing a home in real life, buyers have a better sense of the size and feel of the space, making it more likely that they’ll put in an offer.

With so many advantages of hosting an open house, there’s really no reason not to!

Get the most out of your Lexington open house by following these essential steps:

Tidy the Outdoors

The first way to prepare for your upcoming open house is to tidy up the outdoors.

The outside of your home is the first thing that potential homebuyers see when they pull up, so you’ll want to make a good first impression.

Trim back…

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